Household loans 5

Declining trade, sharp increase in household loans, financial instability, Real estate stimulus due to deteriorating balance of payments

Declining trade, sharp increase in household loans, financial instability, Real estate stimulus due to deteriorating balance of payments As trade plunged in the second quarter, banks' household loans increased, and economic stimulus policies failed to resolve sluggish exports due to the interest rate gap with the US, stimulating the real estate market. The Bank of Korea's indicators for the seco..

경제 2023.07.25

36 trillion won in national tax revenue, 53 trillion won in fiscal deficit, 1089 trillion in national debt, and 1062 trillion won in household loans

36 trillion won in national tax revenue, 53 trillion won in fiscal deficit, 1089 trillion in national debt, and 1062 trillion won in household loans National tax revenue decreased by 36 trillion won until May, and the government debt increased by 16 trillion won from the previous month due to the fiscal deficit of 53 trillion won, reaching 1089 trillion won. With an increase of 100 billion won, ..

경제 2023.07.13

BOK told the National Assembly to ‘tighten the exchange rate’, while the banks strengthened the increase in household loans

The Bank of Korea told the National Assembly to ‘tighten the exchange rate’, while the banks strengthened the increase in household loans Although the Bank of Korea reported credit uneasiness due to 'exchange rate rise and overvaluation of housing' in a report to the National Assembly, in reality, deregulation to maintain low interest rates, which widened the interest rate gap with the US, was a..

경제 2023.06.09

Increased money supply due to overheating of real estate amid surge in short-term waiting funds

As more than 27 trillion won was released into the market in June, the concentration of short-term investment capital, which is concentrated in households rather than corporations, is becoming clearer. As for the money supply in June, households (non-profit) increased by 0.9% and the corporate sector increased by 0.8%, while the money supply of financial institutions decreased and MI (cash curre..

카테고리 없음 2021.08.18

Increase in household loans amid sharp decline in consumption, overtaking credit asset bubble

Sales credit plummeted due to a decline in consumption last year, and the rate of increase in household loans surpassed that of household credit, causing a bubble in asset investment. In the fourth quarter of last year,'debt investment' in real estate and stocks increased by 90 trillion won, and household credit (household loans + sales credit) recorded 176.2 trillion won, but credit sales decre..

카테고리 없음 2021.02.23