Battery replacement is required even in contact accidents in electric cars, and ‘high insurance premiums’ and environmental charges have become new ambush due to the battery cell cost, which accounts for half of the vehicle price.
Many electric vehicles end up scrapping even slightly damaged battery packs after an accident, with no way to repair or evaluate them, leading insurance companies to write off a car that's barely used, which increases premiums and reduces environmental savings from electric vehicles, Reuters reported on the 19th. Reported.
Battery packs that are scrapped or dumped by almost new cars that haven't been driven are already piling up in scrapyards in some countries, and this previously unreported high cost is a way to evaluate EVs and batteries as a 'circular economy' that solves the climate problem. An error occurred in
Electric vehicle battery packs are equivalent to tens of thousands of dollars, and replacement itself has become an uneconomic structure that leads to unimaginable insurance premium increases.
Matthew Avery, research director at Thatcham Research, told Reuters that "we're buying electric vehicles for sustainability, but EVs aren't sustainable when you have to throw away batteries after a minor crash."
Tesla lowered production costs by ‘structuring’ the battery pack, which is part of the car body, and combining it with the car body, but now the cost has returned to consumers and insurance companies.
"EV battery production emits significantly more CO2 than fossil fuel models, which means EVs will have to drive thousands of miles before they can offset the extra emissions," said Christoph Lauter Wasser, managing director of the insurer's Allianz Technology Center. "When vehicles are scrapped or dumped, almost all benefits are lost in terms of CO2 emissions," he told Reuters.
Sandy Munro, director of Munro & Associates, a Michigan-based company that disassembles vehicles and advises automakers on how to improve them, said the Tesla Model Y battery pack is "not at all likely to be repairable."
Reuters' search for electric vehicle (EV) recovery sales in the US and Europe included a significant portion of low-mileage Teslas, as well as Nissan Motor, Hyundai Motor Company, Stellantis, BMW and Renault.
“Most car manufacturers have said they can repair battery packs, but few are willing to share access to battery data. “Insurers, leasing companies and auto repair shops are already fighting EU automakers for access to profitable connected car data. "If there is no diagnostic data for a possibly scratched battery pack, the vehicle should be scrapped."
According to online brokerage Policygenius, the average monthly EV insurance premium in the U.S. in 2023 is $206, 27% higher than for engine models.
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